Protecting Your Net Worth and Minimizing Risk of Loss.

The purpose of insurance (risk management) planning is to protect your net worth by minimizing the risk of financial loss in the event of a catastrophe. All financial plans should consider the needs and benefits of insurance. You may have questions about how much insurance you really need, what type of policy would be best for you and what highly rated companies have low premiums. If you already have insurance, you may want an independent evaluation of your coverage.

At Wale Advisory Group we evaluate your insurance needs and existing coverage by determining potential sources of risk and financial loss. Areas of concern to most clients include life insurance, term, health, disability and long-term care. Many individuals find, after the fact, that they are not adequately protected in certain situations.

Wale Advisory Group is an independent agency. Since we work directly for you, we are able to make impartial recommendations regarding appropriate coverage, carriers, limits, and deductibles. This includes reviewing the cost and coverage of your current insurance policies, conducting needs analysis, and recommending the proper type and amount of insurance coverage.

After reviewing your current policies, we can offer an unbiased judgment on whether they meet your needs. If additional policies are warranted, we can suggest options objectively. We will evaluate your insurance needs and your existing coverage will be reviewed for appropriateness and completeness.